"Beginner-Fundamentals of Mutual Funds" is a comprehensive guide that delves into the key concepts and terminologies associated with mutual funds. Written for both novice and experienced investors, this book provides a detailed understanding of mutual funds as a collective investment vehicle.

It begins by explaining the fundamental nature of mutual funds, which involve pooling together funds from multiple investors to create a diversified portfolio. It highlights the advantages of mutual funds, such as access to professional management, portfolio diversification, reduction of risk, flexibility, convenience, liquidity, and the safety provided by a regulated environment.

It explores the different types of mutual funds, including open-ended and closed-ended funds, load and no-load funds, as well as tax-exempt and non-tax-exempt funds. Each type is carefully explained, along with their unique features and benefits. Readers will gain insights into the industry structure, including the distinction between public sector and private sector mutual funds. 

Furthermore, the book provides a detailed overview of various fund categories, such as money market funds, gilt funds, debt funds, equity funds, balanced funds, index funds, sector funds, and more. Each category is discussed in terms of its risk level and return potential. The concept of loads, including entry loads and exit loads, is explained, along with their impact on investment returns. The book compares load funds and no-load funds, outlining the advantages and disadvantages of each.

In addition, the book covers topics such as systematic investment plans (SIPs) and rupee cost averaging (RCA), highlighting their benefits in terms of investing a fixed sum at regular intervals and utilizing market volatility to advantage.

Whether you are a beginner seeking to understand the basics of mutual funds or an experienced investor looking to expand your knowledge, "Fundamentals of Mutual Funds" offers a comprehensive guide to help you make informed investment decisions and optimize your returns for a given level of risk.