"Beginner-Investment policy and restrictions" provides a comprehensive understanding of the investment policies and restrictions that govern mutual fund schemes. It highlights the importance of investment policy statements and explores the specific requirements for different types of funds.

It explains that for equity funds, the investment policy focuses on sector allocation and the selection of specific companies to invest in. It also covers regulatory restrictions imposed on mutual fund investments. These restrictions include limitations on the minimum number of investors in a scheme and the maximum percentage of a fund's corpus that a single investor can hold. There are also diversification requirements, such as the maximum percentage of NAV that can be invested in a single company's equity, and the mandate for all non-government debt to be rated by at least one rating agency.

"Investment Policy and Regulatory Restrictions in Mutual Funds" serves as a valuable resource for investors and professionals in the mutual fund industry, offering insights into the regulatory framework that ensures transparency and protection for investors.