"Debt Management is an Art - Strive to Become a Master" is a comprehensive chapter that delves into the intricacies of handling debt effectively. In this chapter, readers will explore various topics related to debt management.

The chapter begins by providing readers with a clear understanding of what a loan is. Then readers are introduced to the diverse range of loans available in the financial market.The next section sheds light on the various institutions and entities that offer loans to individuals and businesses.Emphasizing the importance of responsible financial practices, the next section offers guidance on how to borrow sensibly. Further readers are introduced to the concept of credit scores, which play a crucial role in accessing credit facilities. The chapter explains how credit scores are calculated and their significance in loan approvals.

By the end of this chapter, readers will have a comprehensive understanding of debt management, enabling them to make informed decisions while borrowing, build and maintain good credit, and leverage relevant government schemes and initiatives to their advantage. Whether readers are seeking personal or business loans, this chapter equips them with the necessary knowledge and skills to become masters of debt management.