27th June, 2025 (Shimla) “Do not save what is left after spending, but spend what is left after saving.” — Warren Buffett 🎯 Saving for the Future 💰 Building Your Emergency Fund with Confidence! 🏁 Emergency Funds: Why It Matters Life’s unpredictable — 🏥 medical bills, 🚗 car breakdowns, or 🧾 sud...